Trips and holidays
Hotels, fuel, tickets and dinners paid by different people, settled once at the end of the trip.
The bill splitter app for trips, roommates and friends
Add what everyone spent and Half Tab works out who owes whom, with the fewest payments to settle up. It works offline and you do not need an account.
- Free to start
- Works offline
- No account needed
- 4ways to split a bill
- 3ways to record who paid
- 21languages, yours included
- 0sign-ups needed to start
Everything a bill splitting app should do
Half Tab is an expense splitter built for real groups: people who pay in different ways, skip a dinner, or join a trip halfway through.
Split it your way
Split equally, by exact amounts, by shares or by percentage. Leave out anyone who was not part of a bill without removing them from the group.
Settle up in fewer payments
Half Tab matches the biggest debts to the biggest credits, so the whole group squares up with the shortest list of transfers.
Works offline
Your groups live on your phone first. Add expenses on a plane, in a taxi or on a hiking trail, with no signal at all.
Share a group by QR code
With Half Tab Pro, put a group online and let friends scan in. Everyone adds their own expenses instead of one person typing every receipt.
PDF summary and CSV export
Send the group a clean PDF summary when you close it, or export every group to a CSV file that you keep.
In your language
Half Tab speaks 21 languages, from Bahasa Indonesia and Hindi to Japanese and Arabic, so everyone in the group can use it in the language they know best.
One app for every shared bill
From a weekend away to a year in a shared flat, Half Tab keeps the running total so nobody has to.
Roommates and shared flats
Rent, utilities, internet and groceries, split the way your flat agrees, month after month.
Couples
Split 50/50 or by income, and see at a glance who covered more this month.
Dinners and events
Restaurant bills, birthday gifts and office lunches, with each share worked out to the cent.
Photos: Callum Galloway (CC0), FASTILY (CC BY-SA 4.0), Rhoda Baer, National Cancer Institute (Public domain), Benreis (CC BY 3.0)
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How to split bills with Half Tab
Make a group
A trip, a shared flat, a dinner or an office lunch club. Add people from your contacts or just type their names.
Add what people spent
Each expense records who paid and who it was for. Payments, kitties and sponsored costs are recorded the same way.
Settle up
See exactly who pays whom, mark payments as they happen, then close the group and share the summary.
Equal, exact, shares or percent
Every split mode the group needs, and the numbers always add back up to the bill, to the last cent.
Friends join by scanning a code
An online group gets a QR code and an invite link. You approve who joins, and everyone sees the same balances.
Personal finance: track money you lend and borrow
Half Tab is also a simple IOU tracker. Lent a friend cash for a taxi, or borrowed some for rent? Record it in your personal ledger and always know who owes you and whom you owe.
Money you lent
Record every loan to a friend or relative with the date, so nothing slips your mind.
Money you borrowed
See what you still owe and to whom, and pay it back before anyone has to ask.
Proof with every record
Attach a photo of the cash, the transfer receipt or a handwritten note to any record.
Only one bill? Use the free calculator
Split a restaurant bill with tip, or split shared costs by income, right in your browser. No sign up needed.
Your bills stay on your phone
A new group is stored only on your device. Nothing is uploaded until you choose to put a group online, and contacts, camera and photos are asked for only when you use a feature that needs them.
- No account needed to start
- Works with no internet connection
- Delete your data any time
Half Tab speaks your language
The app picks its language from your region, and you can switch to any of its 21 languages in the app's settings at any time. This website is in the same languages.
Questions about Half Tab
What is Half Tab?
Half Tab is a free bill splitter app for iPhone and iPad. You add what everyone spent in a group, such as a trip, a shared flat or a dinner, and it works out who owes whom and the fewest payments to settle up. It also keeps a personal ledger of money you lend and borrow.
Is Half Tab free?
Yes. Making groups, splitting bills, settling up and sharing a PDF summary are free. Half Tab Pro is an optional subscription that keeps groups on our server, so they follow you to a new phone and friends can join by QR code or link.
Does Half Tab work offline?
Yes. Groups are created, split, settled and closed on your phone. You only need a connection when you choose to share a group with other people.
Do my friends need the app?
No. You can keep a group on your own phone and tell people what they owe, or send them the PDF summary. They only need the app if you want them to add expenses themselves.
Does Half Tab send or receive money?
No. It records who paid and who owes, then works out the transfers. You pay each other however your group already does, in cash, by bank transfer or with a payment app.
Can Half Tab track money I lend to a friend?
Yes. The Personal tab keeps a ledger with each person: money you lent, money you borrowed, the date and an optional photo as proof. It sits next to what that person owes you in your groups, so you see both in one place.
How do I use Half Tab in my language?
Half Tab picks its language from your phone's region the first time you open it. To change it, open the app's settings and choose any of its 21 languages, including Bahasa Indonesia, Hindi, Japanese, Spanish and Arabic.
How does Half Tab settle up in fewer payments?
It adds up what each person paid and owes across the group, then matches the people who are owed the most with the people who owe the most. A group of four never needs more than three payments, instead of everyone paying everyone.
Guides to splitting bills fairly
How a bill splitter app keeps every shared cost fair
What a bill splitter app does, how to split bills with friends step by step in Half Tab, and how to use it in your own language. Free on iPhone and iPad.
Read the guide
Keep track of money you lend and borrow, without awkward reminders
Lent money to a friend? What to record for every loan, how to ask for it back politely, and a free IOU tracker app for money you lend and borrow.
Read the guideThe best bill splitting apps compared
Compare the best apps that split the bill in 2026: Half Tab, Splitwise, Tricount, Settle Up and Splid, on free plan limits, sign-up and offline use.
Read the guideStop doing the maths in the group chat
Download Half Tab for free and let the app keep the running total for every trip, flat and dinner.